LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,357
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,390
−HK$2,065/mo
Today · 4.125%
HK$69,455
baseline
▲ 0.50% · 4.625%
HK$73,681
+HK$4,226/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,910/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,709
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,659
−HK$1,978/mo
Today · 4.125%
HK$76,637
baseline
▲ 0.50% · 4.625%
HK$80,676
+HK$4,039/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,274/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,428
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,867
−HK$2,479/mo
Today · 4.125%
HK$83,346
baseline
▲ 0.50% · 4.625%
HK$88,417
+HK$5,071/mo
Deposit HK$11.46M · loan HK$17.20M · min. income ≈ HK$166,692/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,218,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,250
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,590
−HK$2,374/mo
Today · 4.125%
HK$91,964
baseline
▲ 0.50% · 4.625%
HK$96,812
+HK$4,848/mo
Deposit HK$11.46M · loan HK$17.20M · min. income ≈ HK$183,928/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,218,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,499
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,345
−HK$2,892/mo
Today · 4.125%
HK$97,237
baseline
▲ 0.50% · 4.625%
HK$103,154
+HK$5,917/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$194,474/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,792
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,522
−HK$2,769/mo
Today · 4.125%
HK$107,291
baseline
▲ 0.50% · 4.625%
HK$112,947
+HK$5,656/mo
Deposit HK$8.60M · loan HK$20.06M · min. income ≈ HK$214,582/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,642
−HK$7,377/mo
▼ 0.25% · 3.875%
HK$121,301
−HK$3,718/mo
Today · 4.125%
HK$125,019
baseline
▲ 0.50% · 4.625%
HK$132,626
+HK$7,607/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$250,038/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,218,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,875
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$134,385
−HK$3,561/mo
Today · 4.125%
HK$137,946
baseline
▲ 0.50% · 4.625%
HK$145,217
+HK$7,271/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$275,892/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,218,133 · Scale 2, in force from 26 Feb 2026)