LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,365
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,398
−HK$2,066/mo
Today · 4.125%
HK$69,464
baseline
▲ 0.50% · 4.625%
HK$73,691
+HK$4,227/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,928/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,718
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,668
−HK$1,979/mo
Today · 4.125%
HK$76,647
baseline
▲ 0.50% · 4.625%
HK$80,687
+HK$4,040/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,294/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,438
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,878
−HK$2,479/mo
Today · 4.125%
HK$83,357
baseline
▲ 0.50% · 4.625%
HK$88,429
+HK$5,072/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$166,714/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,218,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,261
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,602
−HK$2,374/mo
Today · 4.125%
HK$91,976
baseline
▲ 0.50% · 4.625%
HK$96,824
+HK$4,848/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$183,952/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,218,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,511
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,357
−HK$2,892/mo
Today · 4.125%
HK$97,249
baseline
▲ 0.50% · 4.625%
HK$103,167
+HK$5,918/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$194,498/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,805
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,535
−HK$2,770/mo
Today · 4.125%
HK$107,305
baseline
▲ 0.50% · 4.625%
HK$112,961
+HK$5,656/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$214,610/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,657
−HK$7,378/mo
▼ 0.25% · 3.875%
HK$121,317
−HK$3,718/mo
Today · 4.125%
HK$125,035
baseline
▲ 0.50% · 4.625%
HK$132,643
+HK$7,608/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$250,070/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,218,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,892
−HK$7,072/mo
▼ 0.25% · 3.875%
HK$134,403
−HK$3,561/mo
Today · 4.125%
HK$137,964
baseline
▲ 0.50% · 4.625%
HK$145,236
+HK$7,272/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$275,928/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,218,289 · Scale 2, in force from 26 Feb 2026)