LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,366
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,399
−HK$2,066/mo
Today · 4.125%
HK$69,465
baseline
▲ 0.50% · 4.625%
HK$73,691
+HK$4,226/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,930/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,719
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,669
−HK$1,978/mo
Today · 4.125%
HK$76,647
baseline
▲ 0.50% · 4.625%
HK$80,688
+HK$4,041/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,294/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,439
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,879
−HK$2,479/mo
Today · 4.125%
HK$83,358
baseline
▲ 0.50% · 4.625%
HK$88,430
+HK$5,072/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$166,716/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,218,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,262
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,603
−HK$2,374/mo
Today · 4.125%
HK$91,977
baseline
▲ 0.50% · 4.625%
HK$96,825
+HK$4,848/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$183,954/mo (50% DSR)
Upfront cash ≈ HK$12.68M (deposit + AVD stamp duty HK$1,218,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,512
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,358
−HK$2,893/mo
Today · 4.125%
HK$97,251
baseline
▲ 0.50% · 4.625%
HK$103,168
+HK$5,917/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$194,502/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,806
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,536
−HK$2,770/mo
Today · 4.125%
HK$107,306
baseline
▲ 0.50% · 4.625%
HK$112,963
+HK$5,657/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$214,612/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,658
−HK$7,378/mo
▼ 0.25% · 3.875%
HK$121,318
−HK$3,718/mo
Today · 4.125%
HK$125,036
baseline
▲ 0.50% · 4.625%
HK$132,645
+HK$7,609/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$250,072/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,218,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,894
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$134,404
−HK$3,561/mo
Today · 4.125%
HK$137,965
baseline
▲ 0.50% · 4.625%
HK$145,238
+HK$7,273/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$275,930/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$1,218,302 · Scale 2, in force from 26 Feb 2026)