LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,367
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,401
−HK$2,066/mo
Today · 4.125%
HK$69,467
baseline
▲ 0.50% · 4.625%
HK$73,693
+HK$4,226/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,934/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,721
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,671
−HK$1,978/mo
Today · 4.125%
HK$76,649
baseline
▲ 0.50% · 4.625%
HK$80,690
+HK$4,041/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,298/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,441
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,881
−HK$2,479/mo
Today · 4.125%
HK$83,360
baseline
▲ 0.50% · 4.625%
HK$88,432
+HK$5,072/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$166,720/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,265
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,605
−HK$2,374/mo
Today · 4.125%
HK$91,979
baseline
▲ 0.50% · 4.625%
HK$96,828
+HK$4,849/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$183,958/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,514
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,361
−HK$2,892/mo
Today · 4.125%
HK$97,253
baseline
▲ 0.50% · 4.625%
HK$103,171
+HK$5,918/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$194,506/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,809
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,539
−HK$2,770/mo
Today · 4.125%
HK$107,309
baseline
▲ 0.50% · 4.625%
HK$112,966
+HK$5,657/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$214,618/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,661
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$121,321
−HK$3,719/mo
Today · 4.125%
HK$125,040
baseline
▲ 0.50% · 4.625%
HK$132,648
+HK$7,608/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$250,080/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,897
−HK$7,072/mo
▼ 0.25% · 3.875%
HK$134,408
−HK$3,561/mo
Today · 4.125%
HK$137,969
baseline
▲ 0.50% · 4.625%
HK$145,242
+HK$7,273/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$275,938/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,336 · Scale 2, in force from 26 Feb 2026)