LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,369
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,403
−HK$2,065/mo
Today · 4.125%
HK$69,468
baseline
▲ 0.50% · 4.625%
HK$73,695
+HK$4,227/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,936/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,723
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,673
−HK$1,979/mo
Today · 4.125%
HK$76,652
baseline
▲ 0.50% · 4.625%
HK$80,692
+HK$4,040/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,304/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,443
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,883
−HK$2,479/mo
Today · 4.125%
HK$83,362
baseline
▲ 0.50% · 4.625%
HK$88,435
+HK$5,073/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$166,724/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,267
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,608
−HK$2,374/mo
Today · 4.125%
HK$91,982
baseline
▲ 0.50% · 4.625%
HK$96,830
+HK$4,848/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$183,964/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,517
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,364
−HK$2,892/mo
Today · 4.125%
HK$97,256
baseline
▲ 0.50% · 4.625%
HK$103,174
+HK$5,918/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$194,512/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,812
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,542
−HK$2,770/mo
Today · 4.125%
HK$107,312
baseline
▲ 0.50% · 4.625%
HK$112,969
+HK$5,657/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$214,624/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,665
−HK$7,378/mo
▼ 0.25% · 3.875%
HK$121,325
−HK$3,718/mo
Today · 4.125%
HK$125,043
baseline
▲ 0.50% · 4.625%
HK$132,652
+HK$7,609/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$250,086/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,901
−HK$7,072/mo
▼ 0.25% · 3.875%
HK$134,411
−HK$3,562/mo
Today · 4.125%
HK$137,973
baseline
▲ 0.50% · 4.625%
HK$145,246
+HK$7,273/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$275,946/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,369 · Scale 2, in force from 26 Feb 2026)