LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,371
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,405
−HK$2,066/mo
Today · 4.125%
HK$69,471
baseline
▲ 0.50% · 4.625%
HK$73,698
+HK$4,227/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$138,942/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,725
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,676
−HK$1,978/mo
Today · 4.125%
HK$76,654
baseline
▲ 0.50% · 4.625%
HK$80,695
+HK$4,041/mo
Deposit HK$14.33M · loan HK$14.33M · min. income ≈ HK$153,308/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,446
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,886
−HK$2,479/mo
Today · 4.125%
HK$83,365
baseline
▲ 0.50% · 4.625%
HK$88,438
+HK$5,073/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$166,730/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,270
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,611
−HK$2,374/mo
Today · 4.125%
HK$91,985
baseline
▲ 0.50% · 4.625%
HK$96,834
+HK$4,849/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$183,970/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,520
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,367
−HK$2,892/mo
Today · 4.125%
HK$97,259
baseline
▲ 0.50% · 4.625%
HK$103,177
+HK$5,918/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$194,518/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,815
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,546
−HK$2,770/mo
Today · 4.125%
HK$107,316
baseline
▲ 0.50% · 4.625%
HK$112,973
+HK$5,657/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$214,632/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,669
−HK$7,378/mo
▼ 0.25% · 3.875%
HK$121,329
−HK$3,718/mo
Today · 4.125%
HK$125,047
baseline
▲ 0.50% · 4.625%
HK$132,656
+HK$7,609/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$250,094/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,905
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$134,416
−HK$3,562/mo
Today · 4.125%
HK$137,978
baseline
▲ 0.50% · 4.625%
HK$145,250
+HK$7,272/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$275,956/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,410 · Scale 2, in force from 26 Feb 2026)