LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,378
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,412
−HK$2,066/mo
Today · 4.125%
HK$69,478
baseline
▲ 0.50% · 4.625%
HK$73,706
+HK$4,228/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$138,956/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,733
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,684
−HK$1,978/mo
Today · 4.125%
HK$76,662
baseline
▲ 0.50% · 4.625%
HK$80,703
+HK$4,041/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,324/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,454
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,895
−HK$2,479/mo
Today · 4.125%
HK$83,374
baseline
▲ 0.50% · 4.625%
HK$88,447
+HK$5,073/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$166,748/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,279
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,620
−HK$2,375/mo
Today · 4.125%
HK$91,995
baseline
▲ 0.50% · 4.625%
HK$96,844
+HK$4,849/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$183,990/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,530
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$94,377
−HK$2,893/mo
Today · 4.125%
HK$97,270
baseline
▲ 0.50% · 4.625%
HK$103,188
+HK$5,918/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$194,540/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,826
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,557
−HK$2,770/mo
Today · 4.125%
HK$107,327
baseline
▲ 0.50% · 4.625%
HK$112,985
+HK$5,658/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$214,654/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,681
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$121,342
−HK$3,719/mo
Today · 4.125%
HK$125,061
baseline
▲ 0.50% · 4.625%
HK$132,671
+HK$7,610/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$250,122/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,919
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$134,430
−HK$3,562/mo
Today · 4.125%
HK$137,992
baseline
▲ 0.50% · 4.625%
HK$145,266
+HK$7,274/mo
Deposit HK$2.87M · loan HK$25.80M · min. income ≈ HK$275,984/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,541 · Scale 2, in force from 26 Feb 2026)