LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,380
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,414
−HK$2,066/mo
Today · 4.125%
HK$69,480
baseline
▲ 0.50% · 4.625%
HK$73,708
+HK$4,228/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$138,960/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,735
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,686
−HK$1,979/mo
Today · 4.125%
HK$76,665
baseline
▲ 0.50% · 4.625%
HK$80,706
+HK$4,041/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,330/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,218,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,456
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,897
−HK$2,479/mo
Today · 4.125%
HK$83,376
baseline
▲ 0.50% · 4.625%
HK$88,450
+HK$5,074/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$166,752/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,282
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,623
−HK$2,375/mo
Today · 4.125%
HK$91,998
baseline
▲ 0.50% · 4.625%
HK$96,847
+HK$4,849/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$183,996/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,532
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$94,380
−HK$2,892/mo
Today · 4.125%
HK$97,272
baseline
▲ 0.50% · 4.625%
HK$103,191
+HK$5,919/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$194,544/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,829
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,560
−HK$2,770/mo
Today · 4.125%
HK$107,330
baseline
▲ 0.50% · 4.625%
HK$112,988
+HK$5,658/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$214,660/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,685
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$121,345
−HK$3,719/mo
Today · 4.125%
HK$125,064
baseline
▲ 0.50% · 4.625%
HK$132,674
+HK$7,610/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$250,128/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,923
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$134,434
−HK$3,562/mo
Today · 4.125%
HK$137,996
baseline
▲ 0.50% · 4.625%
HK$145,270
+HK$7,274/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$275,992/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,576 · Scale 2, in force from 26 Feb 2026)