LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,383
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,417
−HK$2,066/mo
Today · 4.125%
HK$69,483
baseline
▲ 0.50% · 4.625%
HK$73,711
+HK$4,228/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$138,966/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,218,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,738
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,689
−HK$1,979/mo
Today · 4.125%
HK$76,668
baseline
▲ 0.50% · 4.625%
HK$80,709
+HK$4,041/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,336/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,218,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,460
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,900
−HK$2,480/mo
Today · 4.125%
HK$83,380
baseline
▲ 0.50% · 4.625%
HK$88,454
+HK$5,074/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$166,760/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,286
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,627
−HK$2,375/mo
Today · 4.125%
HK$92,002
baseline
▲ 0.50% · 4.625%
HK$96,851
+HK$4,849/mo
Deposit HK$11.47M · loan HK$17.20M · min. income ≈ HK$184,004/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,537
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$94,384
−HK$2,893/mo
Today · 4.125%
HK$97,277
baseline
▲ 0.50% · 4.625%
HK$103,196
+HK$5,919/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$194,554/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,834
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,565
−HK$2,770/mo
Today · 4.125%
HK$107,335
baseline
▲ 0.50% · 4.625%
HK$112,993
+HK$5,658/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$214,670/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,690
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$121,351
−HK$3,719/mo
Today · 4.125%
HK$125,070
baseline
▲ 0.50% · 4.625%
HK$132,680
+HK$7,610/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$250,140/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,929
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$134,440
−HK$3,562/mo
Today · 4.125%
HK$138,002
baseline
▲ 0.50% · 4.625%
HK$145,277
+HK$7,275/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$276,004/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,630 · Scale 2, in force from 26 Feb 2026)