LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,389
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,423
−HK$2,067/mo
Today · 4.125%
HK$69,490
baseline
▲ 0.50% · 4.625%
HK$73,718
+HK$4,228/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$138,980/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,218,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,745
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,696
−HK$1,979/mo
Today · 4.125%
HK$76,675
baseline
▲ 0.50% · 4.625%
HK$80,717
+HK$4,042/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,350/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,218,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,467
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,908
−HK$2,480/mo
Today · 4.125%
HK$83,388
baseline
▲ 0.50% · 4.625%
HK$88,462
+HK$5,074/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$166,776/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,294
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,635
−HK$2,375/mo
Today · 4.125%
HK$92,010
baseline
▲ 0.50% · 4.625%
HK$96,860
+HK$4,850/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$184,020/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,545
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$94,393
−HK$2,893/mo
Today · 4.125%
HK$97,286
baseline
▲ 0.50% · 4.625%
HK$103,205
+HK$5,919/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$194,572/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,843
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$104,574
−HK$2,771/mo
Today · 4.125%
HK$107,345
baseline
▲ 0.50% · 4.625%
HK$113,003
+HK$5,658/mo
Deposit HK$8.60M · loan HK$20.07M · min. income ≈ HK$214,690/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,701
−HK$7,381/mo
▼ 0.25% · 3.875%
HK$121,362
−HK$3,720/mo
Today · 4.125%
HK$125,082
baseline
▲ 0.50% · 4.625%
HK$132,693
+HK$7,611/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$250,164/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,941
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$134,453
−HK$3,562/mo
Today · 4.125%
HK$138,015
baseline
▲ 0.50% · 4.625%
HK$145,290
+HK$7,275/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$276,030/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,743 · Scale 2, in force from 26 Feb 2026)