LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,396
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,431
−HK$2,066/mo
Today · 4.125%
HK$69,497
baseline
▲ 0.50% · 4.625%
HK$73,726
+HK$4,229/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$138,994/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,218,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,753
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,704
−HK$1,979/mo
Today · 4.125%
HK$76,683
baseline
▲ 0.50% · 4.625%
HK$80,725
+HK$4,042/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,366/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,218,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,476
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,917
−HK$2,480/mo
Today · 4.125%
HK$83,397
baseline
▲ 0.50% · 4.625%
HK$88,471
+HK$5,074/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$166,794/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,303
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,645
−HK$2,375/mo
Today · 4.125%
HK$92,020
baseline
▲ 0.50% · 4.625%
HK$96,871
+HK$4,851/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$184,040/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,555
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$94,403
−HK$2,893/mo
Today · 4.125%
HK$97,296
baseline
▲ 0.50% · 4.625%
HK$103,216
+HK$5,920/mo
Deposit HK$8.60M · loan HK$20.08M · min. income ≈ HK$194,592/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,854
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,586
−HK$2,771/mo
Today · 4.125%
HK$107,357
baseline
▲ 0.50% · 4.625%
HK$113,016
+HK$5,659/mo
Deposit HK$8.60M · loan HK$20.08M · min. income ≈ HK$214,714/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,713
−HK$7,382/mo
▼ 0.25% · 3.875%
HK$121,375
−HK$3,720/mo
Today · 4.125%
HK$125,095
baseline
▲ 0.50% · 4.625%
HK$132,707
+HK$7,612/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$250,190/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,955
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$134,467
−HK$3,563/mo
Today · 4.125%
HK$138,030
baseline
▲ 0.50% · 4.625%
HK$145,306
+HK$7,276/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$276,060/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,874 · Scale 2, in force from 26 Feb 2026)