LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,399
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,434
−HK$2,066/mo
Today · 4.125%
HK$69,500
baseline
▲ 0.50% · 4.625%
HK$73,729
+HK$4,229/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$139,000/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,218,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,756
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,707
−HK$1,980/mo
Today · 4.125%
HK$76,687
baseline
▲ 0.50% · 4.625%
HK$80,729
+HK$4,042/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,374/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,218,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,479
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,920
−HK$2,480/mo
Today · 4.125%
HK$83,400
baseline
▲ 0.50% · 4.625%
HK$88,475
+HK$5,075/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$166,800/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,307
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,649
−HK$2,375/mo
Today · 4.125%
HK$92,024
baseline
▲ 0.50% · 4.625%
HK$96,875
+HK$4,851/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$184,048/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,559
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$94,407
−HK$2,894/mo
Today · 4.125%
HK$97,301
baseline
▲ 0.50% · 4.625%
HK$103,221
+HK$5,920/mo
Deposit HK$8.60M · loan HK$20.08M · min. income ≈ HK$194,602/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,858
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,590
−HK$2,772/mo
Today · 4.125%
HK$107,362
baseline
▲ 0.50% · 4.625%
HK$113,021
+HK$5,659/mo
Deposit HK$8.60M · loan HK$20.08M · min. income ≈ HK$214,724/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,719
−HK$7,382/mo
▼ 0.25% · 3.875%
HK$121,380
−HK$3,721/mo
Today · 4.125%
HK$125,101
baseline
▲ 0.50% · 4.625%
HK$132,713
+HK$7,612/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$250,202/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,961
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$134,473
−HK$3,563/mo
Today · 4.125%
HK$138,036
baseline
▲ 0.50% · 4.625%
HK$145,312
+HK$7,276/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$276,072/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,929 · Scale 2, in force from 26 Feb 2026)