LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,402
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,436
−HK$2,067/mo
Today · 4.125%
HK$69,503
baseline
▲ 0.50% · 4.625%
HK$73,732
+HK$4,229/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$139,006/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,218,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,759
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,710
−HK$1,980/mo
Today · 4.125%
HK$76,690
baseline
▲ 0.50% · 4.625%
HK$80,732
+HK$4,042/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,380/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,218,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,482
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,924
−HK$2,480/mo
Today · 4.125%
HK$83,404
baseline
▲ 0.50% · 4.625%
HK$88,479
+HK$5,075/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$166,808/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,311
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,652
−HK$2,376/mo
Today · 4.125%
HK$92,028
baseline
▲ 0.50% · 4.625%
HK$96,879
+HK$4,851/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$184,056/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,218,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,563
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$94,411
−HK$2,894/mo
Today · 4.125%
HK$97,305
baseline
▲ 0.50% · 4.625%
HK$103,225
+HK$5,920/mo
Deposit HK$8.60M · loan HK$20.08M · min. income ≈ HK$194,610/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,863
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,595
−HK$2,771/mo
Today · 4.125%
HK$107,366
baseline
▲ 0.50% · 4.625%
HK$113,025
+HK$5,659/mo
Deposit HK$8.60M · loan HK$20.08M · min. income ≈ HK$214,732/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,218,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,724
−HK$7,382/mo
▼ 0.25% · 3.875%
HK$121,385
−HK$3,721/mo
Today · 4.125%
HK$125,106
baseline
▲ 0.50% · 4.625%
HK$132,718
+HK$7,612/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$250,212/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,966
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$134,479
−HK$3,563/mo
Today · 4.125%
HK$138,042
baseline
▲ 0.50% · 4.625%
HK$145,318
+HK$7,276/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$276,084/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,218,979 · Scale 2, in force from 26 Feb 2026)