LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,403
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,438
−HK$2,067/mo
Today · 4.125%
HK$69,505
baseline
▲ 0.50% · 4.625%
HK$73,734
+HK$4,229/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$139,010/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,761
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,712
−HK$1,980/mo
Today · 4.125%
HK$76,692
baseline
▲ 0.50% · 4.625%
HK$80,734
+HK$4,042/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,384/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,484
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,925
−HK$2,481/mo
Today · 4.125%
HK$83,406
baseline
▲ 0.50% · 4.625%
HK$88,481
+HK$5,075/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$166,812/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,219,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,313
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,655
−HK$2,375/mo
Today · 4.125%
HK$92,030
baseline
▲ 0.50% · 4.625%
HK$96,881
+HK$4,851/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$184,060/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,219,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,565
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$94,413
−HK$2,894/mo
Today · 4.125%
HK$97,307
baseline
▲ 0.50% · 4.625%
HK$103,228
+HK$5,921/mo
Deposit HK$8.60M · loan HK$20.08M · min. income ≈ HK$194,614/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,219,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,865
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,597
−HK$2,771/mo
Today · 4.125%
HK$107,368
baseline
▲ 0.50% · 4.625%
HK$113,028
+HK$5,660/mo
Deposit HK$8.60M · loan HK$20.08M · min. income ≈ HK$214,736/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,219,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,726
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$121,388
−HK$3,721/mo
Today · 4.125%
HK$125,109
baseline
▲ 0.50% · 4.625%
HK$132,721
+HK$7,612/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$250,218/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,969
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$134,482
−HK$3,563/mo
Today · 4.125%
HK$138,045
baseline
▲ 0.50% · 4.625%
HK$145,322
+HK$7,277/mo
Deposit HK$2.87M · loan HK$25.81M · min. income ≈ HK$276,090/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,007 · Scale 2, in force from 26 Feb 2026)