LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,406
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,440
−HK$2,067/mo
Today · 4.125%
HK$69,507
baseline
▲ 0.50% · 4.625%
HK$73,737
+HK$4,230/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$139,014/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,763
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,715
−HK$1,979/mo
Today · 4.125%
HK$76,694
baseline
▲ 0.50% · 4.625%
HK$80,737
+HK$4,043/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,388/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,487
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,928
−HK$2,481/mo
Today · 4.125%
HK$83,409
baseline
▲ 0.50% · 4.625%
HK$88,484
+HK$5,075/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$166,818/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,219,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,316
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,658
−HK$2,375/mo
Today · 4.125%
HK$92,033
baseline
▲ 0.50% · 4.625%
HK$96,884
+HK$4,851/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$184,066/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,219,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,568
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$94,416
−HK$2,894/mo
Today · 4.125%
HK$97,310
baseline
▲ 0.50% · 4.625%
HK$103,231
+HK$5,921/mo
Deposit HK$8.61M · loan HK$20.08M · min. income ≈ HK$194,620/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,219,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,869
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,601
−HK$2,771/mo
Today · 4.125%
HK$107,372
baseline
▲ 0.50% · 4.625%
HK$113,032
+HK$5,660/mo
Deposit HK$8.61M · loan HK$20.08M · min. income ≈ HK$214,744/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,219,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,730
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$121,392
−HK$3,721/mo
Today · 4.125%
HK$125,113
baseline
▲ 0.50% · 4.625%
HK$132,726
+HK$7,613/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$250,226/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,974
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$134,486
−HK$3,564/mo
Today · 4.125%
HK$138,050
baseline
▲ 0.50% · 4.625%
HK$145,327
+HK$7,277/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$276,100/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,050 · Scale 2, in force from 26 Feb 2026)