LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,409
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,443
−HK$2,067/mo
Today · 4.125%
HK$69,510
baseline
▲ 0.50% · 4.625%
HK$73,740
+HK$4,230/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$139,020/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,766
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,718
−HK$1,980/mo
Today · 4.125%
HK$76,698
baseline
▲ 0.50% · 4.625%
HK$80,741
+HK$4,043/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,396/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,490
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,932
−HK$2,480/mo
Today · 4.125%
HK$83,412
baseline
▲ 0.50% · 4.625%
HK$88,488
+HK$5,076/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$166,824/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,219,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,320
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,662
−HK$2,375/mo
Today · 4.125%
HK$92,037
baseline
▲ 0.50% · 4.625%
HK$96,889
+HK$4,852/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$184,074/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,219,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,572
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,421
−HK$2,894/mo
Today · 4.125%
HK$97,315
baseline
▲ 0.50% · 4.625%
HK$103,236
+HK$5,921/mo
Deposit HK$8.61M · loan HK$20.08M · min. income ≈ HK$194,630/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,219,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,873
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,605
−HK$2,772/mo
Today · 4.125%
HK$107,377
baseline
▲ 0.50% · 4.625%
HK$113,037
+HK$5,660/mo
Deposit HK$8.61M · loan HK$20.08M · min. income ≈ HK$214,754/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,219,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,736
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$121,398
−HK$3,721/mo
Today · 4.125%
HK$125,119
baseline
▲ 0.50% · 4.625%
HK$132,732
+HK$7,613/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$250,238/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,980
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$134,492
−HK$3,564/mo
Today · 4.125%
HK$138,056
baseline
▲ 0.50% · 4.625%
HK$145,333
+HK$7,277/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$276,112/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,104 · Scale 2, in force from 26 Feb 2026)