LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,410
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,445
−HK$2,067/mo
Today · 4.125%
HK$69,512
baseline
▲ 0.50% · 4.625%
HK$73,742
+HK$4,230/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$139,024/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,768
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,720
−HK$1,980/mo
Today · 4.125%
HK$76,700
baseline
▲ 0.50% · 4.625%
HK$80,742
+HK$4,042/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,400/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,492
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,934
−HK$2,480/mo
Today · 4.125%
HK$83,414
baseline
▲ 0.50% · 4.625%
HK$88,490
+HK$5,076/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$166,828/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,219,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,322
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,664
−HK$2,375/mo
Today · 4.125%
HK$92,039
baseline
▲ 0.50% · 4.625%
HK$96,891
+HK$4,852/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$184,078/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,219,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,574
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,423
−HK$2,894/mo
Today · 4.125%
HK$97,317
baseline
▲ 0.50% · 4.625%
HK$103,238
+HK$5,921/mo
Deposit HK$8.61M · loan HK$20.08M · min. income ≈ HK$194,634/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,219,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,875
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,608
−HK$2,771/mo
Today · 4.125%
HK$107,379
baseline
▲ 0.50% · 4.625%
HK$113,039
+HK$5,660/mo
Deposit HK$8.61M · loan HK$20.08M · min. income ≈ HK$214,758/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$1,219,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,738
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$121,401
−HK$3,720/mo
Today · 4.125%
HK$125,121
baseline
▲ 0.50% · 4.625%
HK$132,735
+HK$7,614/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$250,242/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,983
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$134,495
−HK$3,564/mo
Today · 4.125%
HK$138,059
baseline
▲ 0.50% · 4.625%
HK$145,336
+HK$7,277/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$276,118/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,131 · Scale 2, in force from 26 Feb 2026)