LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,413
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,448
−HK$2,067/mo
Today · 4.125%
HK$69,515
baseline
▲ 0.50% · 4.625%
HK$73,745
+HK$4,230/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$139,030/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,772
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,723
−HK$1,980/mo
Today · 4.125%
HK$76,703
baseline
▲ 0.50% · 4.625%
HK$80,746
+HK$4,043/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,406/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,496
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,938
−HK$2,480/mo
Today · 4.125%
HK$83,418
baseline
▲ 0.50% · 4.625%
HK$88,494
+HK$5,076/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$166,836/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,219,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,326
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,668
−HK$2,376/mo
Today · 4.125%
HK$92,044
baseline
▲ 0.50% · 4.625%
HK$96,896
+HK$4,852/mo
Deposit HK$11.47M · loan HK$17.21M · min. income ≈ HK$184,088/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,219,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,579
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$94,427
−HK$2,894/mo
Today · 4.125%
HK$97,321
baseline
▲ 0.50% · 4.625%
HK$103,243
+HK$5,922/mo
Deposit HK$8.61M · loan HK$20.08M · min. income ≈ HK$194,642/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,880
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,613
−HK$2,772/mo
Today · 4.125%
HK$107,385
baseline
▲ 0.50% · 4.625%
HK$113,045
+HK$5,660/mo
Deposit HK$8.61M · loan HK$20.08M · min. income ≈ HK$214,770/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,744
−HK$7,384/mo
▼ 0.25% · 3.875%
HK$121,406
−HK$3,722/mo
Today · 4.125%
HK$125,128
baseline
▲ 0.50% · 4.625%
HK$132,741
+HK$7,613/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$250,256/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,989
−HK$7,077/mo
▼ 0.25% · 3.875%
HK$134,502
−HK$3,564/mo
Today · 4.125%
HK$138,066
baseline
▲ 0.50% · 4.625%
HK$145,344
+HK$7,278/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$276,132/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,190 · Scale 2, in force from 26 Feb 2026)