LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,417
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,452
−HK$2,068/mo
Today · 4.125%
HK$69,520
baseline
▲ 0.50% · 4.625%
HK$73,750
+HK$4,230/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$139,040/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,776
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,728
−HK$1,980/mo
Today · 4.125%
HK$76,708
baseline
▲ 0.50% · 4.625%
HK$80,751
+HK$4,043/mo
Deposit HK$14.34M · loan HK$14.34M · min. income ≈ HK$153,416/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,501
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$80,943
−HK$2,481/mo
Today · 4.125%
HK$83,424
baseline
▲ 0.50% · 4.625%
HK$88,500
+HK$5,076/mo
Deposit HK$11.48M · loan HK$17.21M · min. income ≈ HK$166,848/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,219,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,331
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,674
−HK$2,376/mo
Today · 4.125%
HK$92,050
baseline
▲ 0.50% · 4.625%
HK$96,902
+HK$4,852/mo
Deposit HK$11.48M · loan HK$17.21M · min. income ≈ HK$184,100/mo (50% DSR)
Upfront cash ≈ HK$12.69M (deposit + AVD stamp duty HK$1,219,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,584
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,433
−HK$2,894/mo
Today · 4.125%
HK$97,327
baseline
▲ 0.50% · 4.625%
HK$103,250
+HK$5,923/mo
Deposit HK$8.61M · loan HK$20.08M · min. income ≈ HK$194,654/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,887
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,619
−HK$2,772/mo
Today · 4.125%
HK$107,391
baseline
▲ 0.50% · 4.625%
HK$113,052
+HK$5,661/mo
Deposit HK$8.61M · loan HK$20.08M · min. income ≈ HK$214,782/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,751
−HK$7,384/mo
▼ 0.25% · 3.875%
HK$121,414
−HK$3,721/mo
Today · 4.125%
HK$125,135
baseline
▲ 0.50% · 4.625%
HK$132,750
+HK$7,615/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$250,270/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,997
−HK$7,078/mo
▼ 0.25% · 3.875%
HK$134,510
−HK$3,565/mo
Today · 4.125%
HK$138,075
baseline
▲ 0.50% · 4.625%
HK$145,353
+HK$7,278/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$276,150/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,266 · Scale 2, in force from 26 Feb 2026)