LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,421
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,456
−HK$2,068/mo
Today · 4.125%
HK$69,524
baseline
▲ 0.50% · 4.625%
HK$73,754
+HK$4,230/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$139,048/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,780
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,732
−HK$1,981/mo
Today · 4.125%
HK$76,713
baseline
▲ 0.50% · 4.625%
HK$80,756
+HK$4,043/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$153,426/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,219,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,505
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$80,947
−HK$2,481/mo
Today · 4.125%
HK$83,428
baseline
▲ 0.50% · 4.625%
HK$88,505
+HK$5,077/mo
Deposit HK$11.48M · loan HK$17.21M · min. income ≈ HK$166,856/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,336
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,679
−HK$2,376/mo
Today · 4.125%
HK$92,055
baseline
▲ 0.50% · 4.625%
HK$96,907
+HK$4,852/mo
Deposit HK$11.48M · loan HK$17.21M · min. income ≈ HK$184,110/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,590
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,439
−HK$2,894/mo
Today · 4.125%
HK$97,333
baseline
▲ 0.50% · 4.625%
HK$103,256
+HK$5,923/mo
Deposit HK$8.61M · loan HK$20.08M · min. income ≈ HK$194,666/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,893
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,625
−HK$2,773/mo
Today · 4.125%
HK$107,398
baseline
▲ 0.50% · 4.625%
HK$113,059
+HK$5,661/mo
Deposit HK$8.61M · loan HK$20.08M · min. income ≈ HK$214,796/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,758
−HK$7,385/mo
▼ 0.25% · 3.875%
HK$121,421
−HK$3,722/mo
Today · 4.125%
HK$125,143
baseline
▲ 0.50% · 4.625%
HK$132,757
+HK$7,614/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$250,286/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,005
−HK$7,078/mo
▼ 0.25% · 3.875%
HK$134,518
−HK$3,565/mo
Today · 4.125%
HK$138,083
baseline
▲ 0.50% · 4.625%
HK$145,361
+HK$7,278/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$276,166/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,337 · Scale 2, in force from 26 Feb 2026)