LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,429
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,464
−HK$2,068/mo
Today · 4.125%
HK$69,532
baseline
▲ 0.50% · 4.625%
HK$73,763
+HK$4,231/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$139,064/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,789
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,741
−HK$1,981/mo
Today · 4.125%
HK$76,722
baseline
▲ 0.50% · 4.625%
HK$80,766
+HK$4,044/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$153,444/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,515
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$80,957
−HK$2,481/mo
Today · 4.125%
HK$83,438
baseline
▲ 0.50% · 4.625%
HK$88,515
+HK$5,077/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$166,876/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,347
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,690
−HK$2,376/mo
Today · 4.125%
HK$92,066
baseline
▲ 0.50% · 4.625%
HK$96,919
+HK$4,853/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$184,132/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,601
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,450
−HK$2,895/mo
Today · 4.125%
HK$97,345
baseline
▲ 0.50% · 4.625%
HK$103,268
+HK$5,923/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$194,690/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,905
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,638
−HK$2,772/mo
Today · 4.125%
HK$107,410
baseline
▲ 0.50% · 4.625%
HK$113,072
+HK$5,662/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$214,820/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,772
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$121,436
−HK$3,722/mo
Today · 4.125%
HK$125,158
baseline
▲ 0.50% · 4.625%
HK$132,773
+HK$7,615/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$250,316/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,020
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$134,534
−HK$3,565/mo
Today · 4.125%
HK$138,099
baseline
▲ 0.50% · 4.625%
HK$145,378
+HK$7,279/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$276,198/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,483 · Scale 2, in force from 26 Feb 2026)