LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,430
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,465
−HK$2,068/mo
Today · 4.125%
HK$69,533
baseline
▲ 0.50% · 4.625%
HK$73,764
+HK$4,231/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$139,066/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,790
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,742
−HK$1,981/mo
Today · 4.125%
HK$76,723
baseline
▲ 0.50% · 4.625%
HK$80,767
+HK$4,044/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$153,446/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,516
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,958
−HK$2,482/mo
Today · 4.125%
HK$83,440
baseline
▲ 0.50% · 4.625%
HK$88,517
+HK$5,077/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$166,880/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,348
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,691
−HK$2,377/mo
Today · 4.125%
HK$92,068
baseline
▲ 0.50% · 4.625%
HK$96,921
+HK$4,853/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$184,136/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,602
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,451
−HK$2,895/mo
Today · 4.125%
HK$97,346
baseline
▲ 0.50% · 4.625%
HK$103,270
+HK$5,924/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$194,692/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,906
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,639
−HK$2,773/mo
Today · 4.125%
HK$107,412
baseline
▲ 0.50% · 4.625%
HK$113,074
+HK$5,662/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$214,824/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,774
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$121,438
−HK$3,722/mo
Today · 4.125%
HK$125,160
baseline
▲ 0.50% · 4.625%
HK$132,775
+HK$7,615/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$250,320/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,023
−HK$7,078/mo
▼ 0.25% · 3.875%
HK$134,536
−HK$3,565/mo
Today · 4.125%
HK$138,101
baseline
▲ 0.50% · 4.625%
HK$145,381
+HK$7,280/mo
Deposit HK$2.87M · loan HK$25.82M · min. income ≈ HK$276,202/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,503 · Scale 2, in force from 26 Feb 2026)