LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,431
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,466
−HK$2,068/mo
Today · 4.125%
HK$69,534
baseline
▲ 0.50% · 4.625%
HK$73,765
+HK$4,231/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$139,068/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,791
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,743
−HK$1,981/mo
Today · 4.125%
HK$76,724
baseline
▲ 0.50% · 4.625%
HK$80,768
+HK$4,044/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$153,448/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,517
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,959
−HK$2,482/mo
Today · 4.125%
HK$83,441
baseline
▲ 0.50% · 4.625%
HK$88,518
+HK$5,077/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$166,882/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,349
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,692
−HK$2,376/mo
Today · 4.125%
HK$92,068
baseline
▲ 0.50% · 4.625%
HK$96,922
+HK$4,854/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$184,136/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,603
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,452
−HK$2,895/mo
Today · 4.125%
HK$97,347
baseline
▲ 0.50% · 4.625%
HK$103,271
+HK$5,924/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$194,694/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,907
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,641
−HK$2,772/mo
Today · 4.125%
HK$107,413
baseline
▲ 0.50% · 4.625%
HK$113,075
+HK$5,662/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$214,826/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,775
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$121,439
−HK$3,722/mo
Today · 4.125%
HK$125,161
baseline
▲ 0.50% · 4.625%
HK$132,777
+HK$7,616/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$250,322/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,024
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$134,538
−HK$3,565/mo
Today · 4.125%
HK$138,103
baseline
▲ 0.50% · 4.625%
HK$145,382
+HK$7,279/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$276,206/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,515 · Scale 2, in force from 26 Feb 2026)