LTV · monthly repayment
▼ 0.50% · 3.625%
HK$654,326
−HK$41,032/mo
▼ 0.25% · 3.875%
HK$674,679
−HK$20,679/mo
Today · 4.125%
HK$695,358
baseline
▲ 0.50% · 4.625%
HK$737,669
+HK$42,311/mo
Deposit HK$143.48M · loan HK$143.48M · min. income ≈ HK$1,390,716/mo (50% DSR)
Upfront cash ≈ HK$162.13M (deposit + AVD stamp duty HK$18,651,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$727,931
−HK$39,328/mo
▼ 0.25% · 3.875%
HK$747,454
−HK$19,805/mo
Today · 4.125%
HK$767,259
baseline
▲ 0.50% · 4.625%
HK$807,702
+HK$40,443/mo
Deposit HK$143.48M · loan HK$143.48M · min. income ≈ HK$1,534,518/mo (50% DSR)
Upfront cash ≈ HK$162.13M (deposit + AVD stamp duty HK$18,651,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$785,191
−HK$49,238/mo
▼ 0.25% · 3.875%
HK$809,615
−HK$24,814/mo
Today · 4.125%
HK$834,429
baseline
▲ 0.50% · 4.625%
HK$885,202
+HK$50,773/mo
Deposit HK$114.78M · loan HK$172.17M · min. income ≈ HK$1,668,858/mo (50% DSR)
Upfront cash ≈ HK$133.43M (deposit + AVD stamp duty HK$18,651,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$873,517
−HK$47,194/mo
▼ 0.25% · 3.875%
HK$896,944
−HK$23,767/mo
Today · 4.125%
HK$920,711
baseline
▲ 0.50% · 4.625%
HK$969,242
+HK$48,531/mo
Deposit HK$114.78M · loan HK$172.17M · min. income ≈ HK$1,841,422/mo (50% DSR)
Upfront cash ≈ HK$133.43M (deposit + AVD stamp duty HK$18,651,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$916,056
−HK$57,445/mo
▼ 0.25% · 3.875%
HK$944,551
−HK$28,950/mo
Today · 4.125%
HK$973,501
baseline
▲ 0.50% · 4.625%
HK$1,032,736
+HK$59,235/mo
Deposit HK$86.09M · loan HK$200.87M · min. income ≈ HK$1,947,002/mo (50% DSR)
Upfront cash ≈ HK$104.74M (deposit + AVD stamp duty HK$18,651,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,019,103
−HK$55,059/mo
▼ 0.25% · 3.875%
HK$1,046,435
−HK$27,727/mo
Today · 4.125%
HK$1,074,162
baseline
▲ 0.50% · 4.625%
HK$1,130,783
+HK$56,621/mo
Deposit HK$86.09M · loan HK$200.87M · min. income ≈ HK$2,148,324/mo (50% DSR)
Upfront cash ≈ HK$104.74M (deposit + AVD stamp duty HK$18,651,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,177,787
−HK$73,857/mo
▼ 0.25% · 3.875%
HK$1,214,422
−HK$37,222/mo
Today · 4.125%
HK$1,251,644
baseline
▲ 0.50% · 4.625%
HK$1,327,804
+HK$76,160/mo
Deposit HK$28.70M · loan HK$258.26M · min. income ≈ HK$2,503,288/mo (50% DSR)
Upfront cash ≈ HK$47.35M (deposit + AVD stamp duty HK$18,651,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,310,276
−HK$70,790/mo
▼ 0.25% · 3.875%
HK$1,345,417
−HK$35,649/mo
Today · 4.125%
HK$1,381,066
baseline
▲ 0.50% · 4.625%
HK$1,453,864
+HK$72,798/mo
Deposit HK$28.70M · loan HK$258.26M · min. income ≈ HK$2,762,132/mo (50% DSR)
Upfront cash ≈ HK$47.35M (deposit + AVD stamp duty HK$18,651,928 · Scale 2, in force from 26 Feb 2026)