LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,433
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,469
−HK$2,067/mo
Today · 4.125%
HK$69,536
baseline
▲ 0.50% · 4.625%
HK$73,768
+HK$4,232/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$139,072/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,794
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,746
−HK$1,981/mo
Today · 4.125%
HK$76,727
baseline
▲ 0.50% · 4.625%
HK$80,771
+HK$4,044/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$153,454/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,520
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,962
−HK$2,482/mo
Today · 4.125%
HK$83,444
baseline
▲ 0.50% · 4.625%
HK$88,521
+HK$5,077/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$166,888/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,353
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,695
−HK$2,377/mo
Today · 4.125%
HK$92,072
baseline
▲ 0.50% · 4.625%
HK$96,925
+HK$4,853/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$184,144/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,607
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,456
−HK$2,895/mo
Today · 4.125%
HK$97,351
baseline
▲ 0.50% · 4.625%
HK$103,275
+HK$5,924/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$194,702/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,911
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,645
−HK$2,772/mo
Today · 4.125%
HK$107,417
baseline
▲ 0.50% · 4.625%
HK$113,079
+HK$5,662/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$214,834/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,780
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$121,443
−HK$3,723/mo
Today · 4.125%
HK$125,166
baseline
▲ 0.50% · 4.625%
HK$132,782
+HK$7,616/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$250,332/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,029
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$134,543
−HK$3,565/mo
Today · 4.125%
HK$138,108
baseline
▲ 0.50% · 4.625%
HK$145,388
+HK$7,280/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$276,216/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,562 · Scale 2, in force from 26 Feb 2026)