LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,440
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,475
−HK$2,069/mo
Today · 4.125%
HK$69,544
baseline
▲ 0.50% · 4.625%
HK$73,775
+HK$4,231/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$139,088/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,801
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,754
−HK$1,980/mo
Today · 4.125%
HK$76,734
baseline
▲ 0.50% · 4.625%
HK$80,779
+HK$4,045/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$153,468/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,528
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,971
−HK$2,481/mo
Today · 4.125%
HK$83,452
baseline
▲ 0.50% · 4.625%
HK$88,530
+HK$5,078/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$166,904/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,361
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,704
−HK$2,377/mo
Today · 4.125%
HK$92,081
baseline
▲ 0.50% · 4.625%
HK$96,935
+HK$4,854/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$184,162/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,616
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,466
−HK$2,895/mo
Today · 4.125%
HK$97,361
baseline
▲ 0.50% · 4.625%
HK$103,285
+HK$5,924/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$194,722/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,922
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,655
−HK$2,773/mo
Today · 4.125%
HK$107,428
baseline
▲ 0.50% · 4.625%
HK$113,091
+HK$5,663/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$214,856/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,792
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$121,456
−HK$3,722/mo
Today · 4.125%
HK$125,178
baseline
▲ 0.50% · 4.625%
HK$132,795
+HK$7,617/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$250,356/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,042
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$134,557
−HK$3,565/mo
Today · 4.125%
HK$138,122
baseline
▲ 0.50% · 4.625%
HK$145,403
+HK$7,281/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$276,244/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,686 · Scale 2, in force from 26 Feb 2026)