LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,444
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,479
−HK$2,069/mo
Today · 4.125%
HK$69,548
baseline
▲ 0.50% · 4.625%
HK$73,779
+HK$4,231/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$139,096/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,806
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,758
−HK$1,981/mo
Today · 4.125%
HK$76,739
baseline
▲ 0.50% · 4.625%
HK$80,784
+HK$4,045/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$153,478/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,532
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,975
−HK$2,482/mo
Today · 4.125%
HK$83,457
baseline
▲ 0.50% · 4.625%
HK$88,535
+HK$5,078/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$166,914/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,367
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,710
−HK$2,377/mo
Today · 4.125%
HK$92,087
baseline
▲ 0.50% · 4.625%
HK$96,941
+HK$4,854/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$184,174/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,621
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,471
−HK$2,896/mo
Today · 4.125%
HK$97,367
baseline
▲ 0.50% · 4.625%
HK$103,291
+HK$5,924/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$194,734/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,928
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,661
−HK$2,774/mo
Today · 4.125%
HK$107,435
baseline
▲ 0.50% · 4.625%
HK$113,098
+HK$5,663/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$214,870/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,799
−HK$7,387/mo
▼ 0.25% · 3.875%
HK$121,463
−HK$3,723/mo
Today · 4.125%
HK$125,186
baseline
▲ 0.50% · 4.625%
HK$132,803
+HK$7,617/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$250,372/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,050
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$134,565
−HK$3,565/mo
Today · 4.125%
HK$138,130
baseline
▲ 0.50% · 4.625%
HK$145,411
+HK$7,281/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$276,260/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,758 · Scale 2, in force from 26 Feb 2026)