LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,446
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,481
−HK$2,069/mo
Today · 4.125%
HK$69,550
baseline
▲ 0.50% · 4.625%
HK$73,781
+HK$4,231/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$139,100/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,807
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,760
−HK$1,981/mo
Today · 4.125%
HK$76,741
baseline
▲ 0.50% · 4.625%
HK$80,786
+HK$4,045/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$153,482/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,535
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,977
−HK$2,482/mo
Today · 4.125%
HK$83,459
baseline
▲ 0.50% · 4.625%
HK$88,538
+HK$5,079/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$166,918/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,369
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,712
−HK$2,377/mo
Today · 4.125%
HK$92,089
baseline
▲ 0.50% · 4.625%
HK$96,943
+HK$4,854/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$184,178/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,624
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,474
−HK$2,895/mo
Today · 4.125%
HK$97,369
baseline
▲ 0.50% · 4.625%
HK$103,294
+HK$5,925/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$194,738/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,930
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,664
−HK$2,773/mo
Today · 4.125%
HK$107,437
baseline
▲ 0.50% · 4.625%
HK$113,101
+HK$5,664/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$214,874/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,802
−HK$7,387/mo
▼ 0.25% · 3.875%
HK$121,466
−HK$3,723/mo
Today · 4.125%
HK$125,189
baseline
▲ 0.50% · 4.625%
HK$132,807
+HK$7,618/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$250,378/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,053
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$134,568
−HK$3,566/mo
Today · 4.125%
HK$138,134
baseline
▲ 0.50% · 4.625%
HK$145,415
+HK$7,281/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$276,268/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,790 · Scale 2, in force from 26 Feb 2026)