LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,449
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,485
−HK$2,069/mo
Today · 4.125%
HK$69,554
baseline
▲ 0.50% · 4.625%
HK$73,786
+HK$4,232/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$139,108/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,812
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,765
−HK$1,981/mo
Today · 4.125%
HK$76,746
baseline
▲ 0.50% · 4.625%
HK$80,791
+HK$4,045/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$153,492/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,539
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,982
−HK$2,482/mo
Today · 4.125%
HK$83,464
baseline
▲ 0.50% · 4.625%
HK$88,543
+HK$5,079/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$166,928/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,374
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,717
−HK$2,378/mo
Today · 4.125%
HK$92,095
baseline
▲ 0.50% · 4.625%
HK$96,949
+HK$4,854/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$184,190/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,629
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,479
−HK$2,896/mo
Today · 4.125%
HK$97,375
baseline
▲ 0.50% · 4.625%
HK$103,300
+HK$5,925/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$194,750/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,936
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,670
−HK$2,774/mo
Today · 4.125%
HK$107,444
baseline
▲ 0.50% · 4.625%
HK$113,107
+HK$5,663/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$214,888/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,809
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$121,473
−HK$3,724/mo
Today · 4.125%
HK$125,197
baseline
▲ 0.50% · 4.625%
HK$132,814
+HK$7,617/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$250,394/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,061
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$134,576
−HK$3,566/mo
Today · 4.125%
HK$138,142
baseline
▲ 0.50% · 4.625%
HK$145,424
+HK$7,282/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$276,284/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,863 · Scale 2, in force from 26 Feb 2026)