LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,453
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,489
−HK$2,069/mo
Today · 4.125%
HK$69,558
baseline
▲ 0.50% · 4.625%
HK$73,790
+HK$4,232/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$139,116/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,816
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,769
−HK$1,981/mo
Today · 4.125%
HK$76,750
baseline
▲ 0.50% · 4.625%
HK$80,796
+HK$4,046/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$153,500/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,219,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,544
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,987
−HK$2,482/mo
Today · 4.125%
HK$83,469
baseline
▲ 0.50% · 4.625%
HK$88,548
+HK$5,079/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$166,938/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,379
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,723
−HK$2,377/mo
Today · 4.125%
HK$92,100
baseline
▲ 0.50% · 4.625%
HK$96,955
+HK$4,855/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$184,200/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,219,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,635
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,485
−HK$2,896/mo
Today · 4.125%
HK$97,381
baseline
▲ 0.50% · 4.625%
HK$103,306
+HK$5,925/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$194,762/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,943
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,677
−HK$2,773/mo
Today · 4.125%
HK$107,450
baseline
▲ 0.50% · 4.625%
HK$113,114
+HK$5,664/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$214,900/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,219,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,816
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$121,481
−HK$3,723/mo
Today · 4.125%
HK$125,204
baseline
▲ 0.50% · 4.625%
HK$132,822
+HK$7,618/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$250,408/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,069
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$134,584
−HK$3,566/mo
Today · 4.125%
HK$138,150
baseline
▲ 0.50% · 4.625%
HK$145,432
+HK$7,282/mo
Deposit HK$2.87M · loan HK$25.83M · min. income ≈ HK$276,300/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,219,936 · Scale 2, in force from 26 Feb 2026)