LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,457
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,493
−HK$2,069/mo
Today · 4.125%
HK$69,562
baseline
▲ 0.50% · 4.625%
HK$73,795
+HK$4,233/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$139,124/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,220,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,820
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,773
−HK$1,982/mo
Today · 4.125%
HK$76,755
baseline
▲ 0.50% · 4.625%
HK$80,800
+HK$4,045/mo
Deposit HK$14.35M · loan HK$14.35M · min. income ≈ HK$153,510/mo (50% DSR)
Upfront cash ≈ HK$15.57M (deposit + AVD stamp duty HK$1,220,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,549
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,992
−HK$2,482/mo
Today · 4.125%
HK$83,474
baseline
▲ 0.50% · 4.625%
HK$88,553
+HK$5,079/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$166,948/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,220,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,384
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,728
−HK$2,378/mo
Today · 4.125%
HK$92,106
baseline
▲ 0.50% · 4.625%
HK$96,961
+HK$4,855/mo
Deposit HK$11.48M · loan HK$17.22M · min. income ≈ HK$184,212/mo (50% DSR)
Upfront cash ≈ HK$12.70M (deposit + AVD stamp duty HK$1,220,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,640
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,490
−HK$2,897/mo
Today · 4.125%
HK$97,387
baseline
▲ 0.50% · 4.625%
HK$103,312
+HK$5,925/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$194,774/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,220,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,949
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,683
−HK$2,774/mo
Today · 4.125%
HK$107,457
baseline
▲ 0.50% · 4.625%
HK$113,121
+HK$5,664/mo
Deposit HK$8.61M · loan HK$20.09M · min. income ≈ HK$214,914/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,220,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,823
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$121,488
−HK$3,723/mo
Today · 4.125%
HK$125,211
baseline
▲ 0.50% · 4.625%
HK$132,830
+HK$7,619/mo
Deposit HK$2.87M · loan HK$25.84M · min. income ≈ HK$250,422/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,077
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$134,592
−HK$3,566/mo
Today · 4.125%
HK$138,158
baseline
▲ 0.50% · 4.625%
HK$145,441
+HK$7,283/mo
Deposit HK$2.87M · loan HK$25.84M · min. income ≈ HK$276,316/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,007 · Scale 2, in force from 26 Feb 2026)