LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,471
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,508
−HK$2,069/mo
Today · 4.125%
HK$69,577
baseline
▲ 0.50% · 4.625%
HK$73,810
+HK$4,233/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,154/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,836
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,789
−HK$1,982/mo
Today · 4.125%
HK$76,771
baseline
▲ 0.50% · 4.625%
HK$80,818
+HK$4,047/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,542/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,565
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,009
−HK$2,483/mo
Today · 4.125%
HK$83,492
baseline
▲ 0.50% · 4.625%
HK$88,572
+HK$5,080/mo
Deposit HK$11.48M · loan HK$17.23M · min. income ≈ HK$166,984/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,403
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,747
−HK$2,378/mo
Today · 4.125%
HK$92,125
baseline
▲ 0.50% · 4.625%
HK$96,981
+HK$4,856/mo
Deposit HK$11.48M · loan HK$17.23M · min. income ≈ HK$184,250/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,660
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,511
−HK$2,896/mo
Today · 4.125%
HK$97,407
baseline
▲ 0.50% · 4.625%
HK$103,334
+HK$5,927/mo
Deposit HK$8.61M · loan HK$20.10M · min. income ≈ HK$194,814/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,220,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,970
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,705
−HK$2,775/mo
Today · 4.125%
HK$107,480
baseline
▲ 0.50% · 4.625%
HK$113,145
+HK$5,665/mo
Deposit HK$8.61M · loan HK$20.10M · min. income ≈ HK$214,960/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,220,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,848
−HK$7,390/mo
▼ 0.25% · 3.875%
HK$121,514
−HK$3,724/mo
Today · 4.125%
HK$125,238
baseline
▲ 0.50% · 4.625%
HK$132,859
+HK$7,621/mo
Deposit HK$2.87M · loan HK$25.84M · min. income ≈ HK$250,476/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,105
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$134,621
−HK$3,567/mo
Today · 4.125%
HK$138,188
baseline
▲ 0.50% · 4.625%
HK$145,472
+HK$7,284/mo
Deposit HK$2.87M · loan HK$25.84M · min. income ≈ HK$276,376/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,268 · Scale 2, in force from 26 Feb 2026)