LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,472
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,509
−HK$2,069/mo
Today · 4.125%
HK$69,578
baseline
▲ 0.50% · 4.625%
HK$73,812
+HK$4,234/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,156/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,837
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,791
−HK$1,981/mo
Today · 4.125%
HK$76,772
baseline
▲ 0.50% · 4.625%
HK$80,819
+HK$4,047/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,544/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,567
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,011
−HK$2,483/mo
Today · 4.125%
HK$83,494
baseline
▲ 0.50% · 4.625%
HK$88,574
+HK$5,080/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$166,988/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,405
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,749
−HK$2,378/mo
Today · 4.125%
HK$92,127
baseline
▲ 0.50% · 4.625%
HK$96,983
+HK$4,856/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$184,254/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,661
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$94,512
−HK$2,897/mo
Today · 4.125%
HK$97,409
baseline
▲ 0.50% · 4.625%
HK$103,336
+HK$5,927/mo
Deposit HK$8.61M · loan HK$20.10M · min. income ≈ HK$194,818/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,220,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,972
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$104,707
−HK$2,774/mo
Today · 4.125%
HK$107,481
baseline
▲ 0.50% · 4.625%
HK$113,147
+HK$5,666/mo
Deposit HK$8.61M · loan HK$20.10M · min. income ≈ HK$214,962/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$1,220,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,850
−HK$7,390/mo
▼ 0.25% · 3.875%
HK$121,516
−HK$3,724/mo
Today · 4.125%
HK$125,240
baseline
▲ 0.50% · 4.625%
HK$132,861
+HK$7,621/mo
Deposit HK$2.87M · loan HK$25.84M · min. income ≈ HK$250,480/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,107
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$134,623
−HK$3,567/mo
Today · 4.125%
HK$138,190
baseline
▲ 0.50% · 4.625%
HK$145,475
+HK$7,285/mo
Deposit HK$2.87M · loan HK$25.84M · min. income ≈ HK$276,380/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,289 · Scale 2, in force from 26 Feb 2026)