LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,479
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,516
−HK$2,069/mo
Today · 4.125%
HK$69,585
baseline
▲ 0.50% · 4.625%
HK$73,819
+HK$4,234/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,170/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,845
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,798
−HK$1,982/mo
Today · 4.125%
HK$76,780
baseline
▲ 0.50% · 4.625%
HK$80,827
+HK$4,047/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,560/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,575
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$81,019
−HK$2,483/mo
Today · 4.125%
HK$83,502
baseline
▲ 0.50% · 4.625%
HK$88,583
+HK$5,081/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$167,004/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,414
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$89,758
−HK$2,378/mo
Today · 4.125%
HK$92,136
baseline
▲ 0.50% · 4.625%
HK$96,993
+HK$4,857/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$184,272/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,670
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,522
−HK$2,897/mo
Today · 4.125%
HK$97,419
baseline
▲ 0.50% · 4.625%
HK$103,347
+HK$5,928/mo
Deposit HK$8.61M · loan HK$20.10M · min. income ≈ HK$194,838/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,982
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,718
−HK$2,774/mo
Today · 4.125%
HK$107,492
baseline
▲ 0.50% · 4.625%
HK$113,158
+HK$5,666/mo
Deposit HK$8.61M · loan HK$20.10M · min. income ≈ HK$214,984/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,862
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$121,528
−HK$3,725/mo
Today · 4.125%
HK$125,253
baseline
▲ 0.50% · 4.625%
HK$132,874
+HK$7,621/mo
Deposit HK$2.87M · loan HK$25.84M · min. income ≈ HK$250,506/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,120
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$134,637
−HK$3,567/mo
Today · 4.125%
HK$138,204
baseline
▲ 0.50% · 4.625%
HK$145,489
+HK$7,285/mo
Deposit HK$2.87M · loan HK$25.84M · min. income ≈ HK$276,408/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,413 · Scale 2, in force from 26 Feb 2026)