LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,480
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,516
−HK$2,070/mo
Today · 4.125%
HK$69,586
baseline
▲ 0.50% · 4.625%
HK$73,820
+HK$4,234/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,172/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,845
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,799
−HK$1,982/mo
Today · 4.125%
HK$76,781
baseline
▲ 0.50% · 4.625%
HK$80,828
+HK$4,047/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,562/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,575
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,020
−HK$2,483/mo
Today · 4.125%
HK$83,503
baseline
▲ 0.50% · 4.625%
HK$88,584
+HK$5,081/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$167,006/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,414
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,759
−HK$2,378/mo
Today · 4.125%
HK$92,137
baseline
▲ 0.50% · 4.625%
HK$96,994
+HK$4,857/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$184,274/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,671
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,523
−HK$2,897/mo
Today · 4.125%
HK$97,420
baseline
▲ 0.50% · 4.625%
HK$103,348
+HK$5,928/mo
Deposit HK$8.61M · loan HK$20.10M · min. income ≈ HK$194,840/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,984
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$104,719
−HK$2,774/mo
Today · 4.125%
HK$107,493
baseline
▲ 0.50% · 4.625%
HK$113,159
+HK$5,666/mo
Deposit HK$8.61M · loan HK$20.10M · min. income ≈ HK$214,986/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,863
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$121,529
−HK$3,725/mo
Today · 4.125%
HK$125,254
baseline
▲ 0.50% · 4.625%
HK$132,876
+HK$7,622/mo
Deposit HK$2.87M · loan HK$25.84M · min. income ≈ HK$250,508/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,122
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$134,638
−HK$3,568/mo
Today · 4.125%
HK$138,206
baseline
▲ 0.50% · 4.625%
HK$145,491
+HK$7,285/mo
Deposit HK$2.87M · loan HK$25.84M · min. income ≈ HK$276,412/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,425 · Scale 2, in force from 26 Feb 2026)