LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,483
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,520
−HK$2,069/mo
Today · 4.125%
HK$69,589
baseline
▲ 0.50% · 4.625%
HK$73,823
+HK$4,234/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,178/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,849
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,803
−HK$1,982/mo
Today · 4.125%
HK$76,785
baseline
▲ 0.50% · 4.625%
HK$80,832
+HK$4,047/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,570/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,579
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,023
−HK$2,484/mo
Today · 4.125%
HK$83,507
baseline
▲ 0.50% · 4.625%
HK$88,588
+HK$5,081/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$167,014/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,419
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,763
−HK$2,379/mo
Today · 4.125%
HK$92,142
baseline
▲ 0.50% · 4.625%
HK$96,998
+HK$4,856/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$184,284/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,676
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,527
−HK$2,898/mo
Today · 4.125%
HK$97,425
baseline
▲ 0.50% · 4.625%
HK$103,353
+HK$5,928/mo
Deposit HK$8.62M · loan HK$20.10M · min. income ≈ HK$194,850/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,988
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,724
−HK$2,774/mo
Today · 4.125%
HK$107,498
baseline
▲ 0.50% · 4.625%
HK$113,165
+HK$5,667/mo
Deposit HK$8.62M · loan HK$20.10M · min. income ≈ HK$214,996/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,869
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$121,535
−HK$3,725/mo
Today · 4.125%
HK$125,260
baseline
▲ 0.50% · 4.625%
HK$132,882
+HK$7,622/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$250,520/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,128
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$134,645
−HK$3,567/mo
Today · 4.125%
HK$138,212
baseline
▲ 0.50% · 4.625%
HK$145,498
+HK$7,286/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$276,424/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,483 · Scale 2, in force from 26 Feb 2026)