LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,486
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,523
−HK$2,069/mo
Today · 4.125%
HK$69,592
baseline
▲ 0.50% · 4.625%
HK$73,827
+HK$4,235/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,184/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,852
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,806
−HK$1,982/mo
Today · 4.125%
HK$76,788
baseline
▲ 0.50% · 4.625%
HK$80,836
+HK$4,048/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,576/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,583
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,027
−HK$2,484/mo
Today · 4.125%
HK$83,511
baseline
▲ 0.50% · 4.625%
HK$88,592
+HK$5,081/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$167,022/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,423
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,767
−HK$2,379/mo
Today · 4.125%
HK$92,146
baseline
▲ 0.50% · 4.625%
HK$97,003
+HK$4,857/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$184,292/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,680
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,532
−HK$2,897/mo
Today · 4.125%
HK$97,429
baseline
▲ 0.50% · 4.625%
HK$103,358
+HK$5,929/mo
Deposit HK$8.62M · loan HK$20.10M · min. income ≈ HK$194,858/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,993
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$104,729
−HK$2,775/mo
Today · 4.125%
HK$107,504
baseline
▲ 0.50% · 4.625%
HK$113,170
+HK$5,666/mo
Deposit HK$8.62M · loan HK$20.10M · min. income ≈ HK$215,008/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,875
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$121,541
−HK$3,725/mo
Today · 4.125%
HK$125,266
baseline
▲ 0.50% · 4.625%
HK$132,888
+HK$7,622/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$250,532/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,134
−HK$7,085/mo
▼ 0.25% · 3.875%
HK$134,651
−HK$3,568/mo
Today · 4.125%
HK$138,219
baseline
▲ 0.50% · 4.625%
HK$145,505
+HK$7,286/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$276,438/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,543 · Scale 2, in force from 26 Feb 2026)