LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,488
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,525
−HK$2,070/mo
Today · 4.125%
HK$69,595
baseline
▲ 0.50% · 4.625%
HK$73,829
+HK$4,234/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,190/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,855
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,809
−HK$1,982/mo
Today · 4.125%
HK$76,791
baseline
▲ 0.50% · 4.625%
HK$80,839
+HK$4,048/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,582/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,586
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,030
−HK$2,484/mo
Today · 4.125%
HK$83,514
baseline
▲ 0.50% · 4.625%
HK$88,595
+HK$5,081/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$167,028/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,426
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,771
−HK$2,378/mo
Today · 4.125%
HK$92,149
baseline
▲ 0.50% · 4.625%
HK$97,007
+HK$4,858/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$184,298/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,683
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,535
−HK$2,898/mo
Today · 4.125%
HK$97,433
baseline
▲ 0.50% · 4.625%
HK$103,361
+HK$5,928/mo
Deposit HK$8.62M · loan HK$20.10M · min. income ≈ HK$194,866/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,997
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,732
−HK$2,775/mo
Today · 4.125%
HK$107,507
baseline
▲ 0.50% · 4.625%
HK$113,174
+HK$5,667/mo
Deposit HK$8.62M · loan HK$20.10M · min. income ≈ HK$215,014/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,879
−HK$7,392/mo
▼ 0.25% · 3.875%
HK$121,545
−HK$3,726/mo
Today · 4.125%
HK$125,271
baseline
▲ 0.50% · 4.625%
HK$132,893
+HK$7,622/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$250,542/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,139
−HK$7,085/mo
▼ 0.25% · 3.875%
HK$134,656
−HK$3,568/mo
Today · 4.125%
HK$138,224
baseline
▲ 0.50% · 4.625%
HK$145,510
+HK$7,286/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$276,448/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,585 · Scale 2, in force from 26 Feb 2026)