LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,489
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,526
−HK$2,069/mo
Today · 4.125%
HK$69,595
baseline
▲ 0.50% · 4.625%
HK$73,830
+HK$4,235/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,190/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,856
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,809
−HK$1,983/mo
Today · 4.125%
HK$76,792
baseline
▲ 0.50% · 4.625%
HK$80,839
+HK$4,047/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,584/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,586
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$81,031
−HK$2,484/mo
Today · 4.125%
HK$83,515
baseline
▲ 0.50% · 4.625%
HK$88,596
+HK$5,081/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$167,030/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,427
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$89,771
−HK$2,379/mo
Today · 4.125%
HK$92,150
baseline
▲ 0.50% · 4.625%
HK$97,007
+HK$4,857/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$184,300/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,684
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,536
−HK$2,898/mo
Today · 4.125%
HK$97,434
baseline
▲ 0.50% · 4.625%
HK$103,362
+HK$5,928/mo
Deposit HK$8.62M · loan HK$20.10M · min. income ≈ HK$194,868/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,998
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,733
−HK$2,775/mo
Today · 4.125%
HK$107,508
baseline
▲ 0.50% · 4.625%
HK$113,175
+HK$5,667/mo
Deposit HK$8.62M · loan HK$20.10M · min. income ≈ HK$215,016/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,880
−HK$7,392/mo
▼ 0.25% · 3.875%
HK$121,546
−HK$3,726/mo
Today · 4.125%
HK$125,272
baseline
▲ 0.50% · 4.625%
HK$132,894
+HK$7,622/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$250,544/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,140
−HK$7,085/mo
▼ 0.25% · 3.875%
HK$134,657
−HK$3,568/mo
Today · 4.125%
HK$138,225
baseline
▲ 0.50% · 4.625%
HK$145,511
+HK$7,286/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$276,450/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,596 · Scale 2, in force from 26 Feb 2026)