LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,495
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,532
−HK$2,070/mo
Today · 4.125%
HK$69,602
baseline
▲ 0.50% · 4.625%
HK$73,837
+HK$4,235/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,204/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,862
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,816
−HK$1,983/mo
Today · 4.125%
HK$76,799
baseline
▲ 0.50% · 4.625%
HK$80,847
+HK$4,048/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,598/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,594
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,039
−HK$2,483/mo
Today · 4.125%
HK$83,522
baseline
▲ 0.50% · 4.625%
HK$88,604
+HK$5,082/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$167,044/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,435
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,780
−HK$2,379/mo
Today · 4.125%
HK$92,159
baseline
▲ 0.50% · 4.625%
HK$97,016
+HK$4,857/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$184,318/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,693
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,545
−HK$2,898/mo
Today · 4.125%
HK$97,443
baseline
▲ 0.50% · 4.625%
HK$103,372
+HK$5,929/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$194,886/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,007
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$104,743
−HK$2,775/mo
Today · 4.125%
HK$107,518
baseline
▲ 0.50% · 4.625%
HK$113,186
+HK$5,668/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$215,036/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,891
−HK$7,392/mo
▼ 0.25% · 3.875%
HK$121,558
−HK$3,725/mo
Today · 4.125%
HK$125,283
baseline
▲ 0.50% · 4.625%
HK$132,907
+HK$7,624/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$250,566/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,152
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$134,670
−HK$3,568/mo
Today · 4.125%
HK$138,238
baseline
▲ 0.50% · 4.625%
HK$145,525
+HK$7,287/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$276,476/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,710 · Scale 2, in force from 26 Feb 2026)