LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,498
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,535
−HK$2,070/mo
Today · 4.125%
HK$69,605
baseline
▲ 0.50% · 4.625%
HK$73,840
+HK$4,235/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,210/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,866
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,820
−HK$1,982/mo
Today · 4.125%
HK$76,802
baseline
▲ 0.50% · 4.625%
HK$80,851
+HK$4,049/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,604/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,597
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$81,042
−HK$2,484/mo
Today · 4.125%
HK$83,526
baseline
▲ 0.50% · 4.625%
HK$88,608
+HK$5,082/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$167,052/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,439
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,784
−HK$2,379/mo
Today · 4.125%
HK$92,163
baseline
▲ 0.50% · 4.625%
HK$97,021
+HK$4,858/mo
Deposit HK$11.49M · loan HK$17.23M · min. income ≈ HK$184,326/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,697
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,549
−HK$2,898/mo
Today · 4.125%
HK$97,447
baseline
▲ 0.50% · 4.625%
HK$103,376
+HK$5,929/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$194,894/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,012
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$104,748
−HK$2,775/mo
Today · 4.125%
HK$107,523
baseline
▲ 0.50% · 4.625%
HK$113,191
+HK$5,668/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$215,046/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,896
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$121,563
−HK$3,726/mo
Today · 4.125%
HK$125,289
baseline
▲ 0.50% · 4.625%
HK$132,912
+HK$7,623/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$250,578/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,158
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$134,676
−HK$3,568/mo
Today · 4.125%
HK$138,244
baseline
▲ 0.50% · 4.625%
HK$145,531
+HK$7,287/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$276,488/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,763 · Scale 2, in force from 26 Feb 2026)