LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,504
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,541
−HK$2,070/mo
Today · 4.125%
HK$69,611
baseline
▲ 0.50% · 4.625%
HK$73,847
+HK$4,236/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,222/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,872
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,827
−HK$1,982/mo
Today · 4.125%
HK$76,809
baseline
▲ 0.50% · 4.625%
HK$80,858
+HK$4,049/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,618/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,604
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,050
−HK$2,484/mo
Today · 4.125%
HK$83,534
baseline
▲ 0.50% · 4.625%
HK$88,617
+HK$5,083/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$167,068/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,447
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,792
−HK$2,379/mo
Today · 4.125%
HK$92,171
baseline
▲ 0.50% · 4.625%
HK$97,030
+HK$4,859/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$184,342/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,705
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,558
−HK$2,898/mo
Today · 4.125%
HK$97,456
baseline
▲ 0.50% · 4.625%
HK$103,386
+HK$5,930/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$194,912/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,021
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,757
−HK$2,776/mo
Today · 4.125%
HK$107,533
baseline
▲ 0.50% · 4.625%
HK$113,201
+HK$5,668/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$215,066/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,907
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$121,574
−HK$3,727/mo
Today · 4.125%
HK$125,301
baseline
▲ 0.50% · 4.625%
HK$132,925
+HK$7,624/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$250,602/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,170
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$134,688
−HK$3,569/mo
Today · 4.125%
HK$138,257
baseline
▲ 0.50% · 4.625%
HK$145,544
+HK$7,287/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$276,514/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,876 · Scale 2, in force from 26 Feb 2026)