LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,507
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$67,544
−HK$2,070/mo
Today · 4.125%
HK$69,614
baseline
▲ 0.50% · 4.625%
HK$73,850
+HK$4,236/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,228/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,875
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,830
−HK$1,983/mo
Today · 4.125%
HK$76,813
baseline
▲ 0.50% · 4.625%
HK$80,862
+HK$4,049/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,626/mo (50% DSR)
Upfront cash ≈ HK$15.58M (deposit + AVD stamp duty HK$1,220,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,608
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$81,053
−HK$2,484/mo
Today · 4.125%
HK$83,537
baseline
▲ 0.50% · 4.625%
HK$88,620
+HK$5,083/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$167,074/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,451
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$89,796
−HK$2,379/mo
Today · 4.125%
HK$92,175
baseline
▲ 0.50% · 4.625%
HK$97,034
+HK$4,859/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$184,350/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,709
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,562
−HK$2,898/mo
Today · 4.125%
HK$97,460
baseline
▲ 0.50% · 4.625%
HK$103,390
+HK$5,930/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$194,920/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,026
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,762
−HK$2,776/mo
Today · 4.125%
HK$107,538
baseline
▲ 0.50% · 4.625%
HK$113,206
+HK$5,668/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$215,076/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,912
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$121,580
−HK$3,726/mo
Today · 4.125%
HK$125,306
baseline
▲ 0.50% · 4.625%
HK$132,931
+HK$7,625/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$250,612/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,176
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$134,694
−HK$3,569/mo
Today · 4.125%
HK$138,263
baseline
▲ 0.50% · 4.625%
HK$145,551
+HK$7,288/mo
Deposit HK$2.87M · loan HK$25.85M · min. income ≈ HK$276,526/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,929 · Scale 2, in force from 26 Feb 2026)