LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,509
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,547
−HK$2,070/mo
Today · 4.125%
HK$69,617
baseline
▲ 0.50% · 4.625%
HK$73,853
+HK$4,236/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$139,234/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,220,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,879
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$74,833
−HK$1,983/mo
Today · 4.125%
HK$76,816
baseline
▲ 0.50% · 4.625%
HK$80,865
+HK$4,049/mo
Deposit HK$14.36M · loan HK$14.36M · min. income ≈ HK$153,632/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,220,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,611
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,057
−HK$2,484/mo
Today · 4.125%
HK$83,541
baseline
▲ 0.50% · 4.625%
HK$88,624
+HK$5,083/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$167,082/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,454
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$89,800
−HK$2,379/mo
Today · 4.125%
HK$92,179
baseline
▲ 0.50% · 4.625%
HK$97,038
+HK$4,859/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$184,358/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,220,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,713
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,566
−HK$2,898/mo
Today · 4.125%
HK$97,464
baseline
▲ 0.50% · 4.625%
HK$103,395
+HK$5,931/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$194,928/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,030
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,766
−HK$2,776/mo
Today · 4.125%
HK$107,542
baseline
▲ 0.50% · 4.625%
HK$113,211
+HK$5,669/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$215,084/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,220,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,917
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$121,585
−HK$3,726/mo
Today · 4.125%
HK$125,311
baseline
▲ 0.50% · 4.625%
HK$132,936
+HK$7,625/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$250,622/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,181
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$134,700
−HK$3,569/mo
Today · 4.125%
HK$138,269
baseline
▲ 0.50% · 4.625%
HK$145,557
+HK$7,288/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$276,538/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,220,981 · Scale 2, in force from 26 Feb 2026)