LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,513
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,550
−HK$2,071/mo
Today · 4.125%
HK$69,621
baseline
▲ 0.50% · 4.625%
HK$73,857
+HK$4,236/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,242/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,882
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,837
−HK$1,983/mo
Today · 4.125%
HK$76,820
baseline
▲ 0.50% · 4.625%
HK$80,869
+HK$4,049/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,640/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,615
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,060
−HK$2,485/mo
Today · 4.125%
HK$83,545
baseline
▲ 0.50% · 4.625%
HK$88,628
+HK$5,083/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$167,090/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,221,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,459
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$89,804
−HK$2,380/mo
Today · 4.125%
HK$92,184
baseline
▲ 0.50% · 4.625%
HK$97,043
+HK$4,859/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$184,368/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,221,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,718
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,571
−HK$2,898/mo
Today · 4.125%
HK$97,469
baseline
▲ 0.50% · 4.625%
HK$103,400
+HK$5,931/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$194,938/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,035
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,771
−HK$2,777/mo
Today · 4.125%
HK$107,548
baseline
▲ 0.50% · 4.625%
HK$113,217
+HK$5,669/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$215,096/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,923
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$121,591
−HK$3,726/mo
Today · 4.125%
HK$125,317
baseline
▲ 0.50% · 4.625%
HK$132,943
+HK$7,626/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$250,634/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,221,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,188
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$134,706
−HK$3,569/mo
Today · 4.125%
HK$138,275
baseline
▲ 0.50% · 4.625%
HK$145,564
+HK$7,289/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$276,550/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,221,041 · Scale 2, in force from 26 Feb 2026)