LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,515
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,553
−HK$2,071/mo
Today · 4.125%
HK$69,624
baseline
▲ 0.50% · 4.625%
HK$73,860
+HK$4,236/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,248/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,885
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,840
−HK$1,983/mo
Today · 4.125%
HK$76,823
baseline
▲ 0.50% · 4.625%
HK$80,872
+HK$4,049/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,646/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,619
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,064
−HK$2,485/mo
Today · 4.125%
HK$83,549
baseline
▲ 0.50% · 4.625%
HK$88,632
+HK$5,083/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$167,098/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,221,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,462
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,808
−HK$2,380/mo
Today · 4.125%
HK$92,188
baseline
▲ 0.50% · 4.625%
HK$97,047
+HK$4,859/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$184,376/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,221,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,722
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,575
−HK$2,898/mo
Today · 4.125%
HK$97,473
baseline
▲ 0.50% · 4.625%
HK$103,404
+HK$5,931/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$194,946/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,039
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,776
−HK$2,776/mo
Today · 4.125%
HK$107,552
baseline
▲ 0.50% · 4.625%
HK$113,221
+HK$5,669/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$215,104/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,928
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$121,596
−HK$3,727/mo
Today · 4.125%
HK$125,323
baseline
▲ 0.50% · 4.625%
HK$132,949
+HK$7,626/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$250,646/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,221,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,194
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$134,712
−HK$3,569/mo
Today · 4.125%
HK$138,281
baseline
▲ 0.50% · 4.625%
HK$145,570
+HK$7,289/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$276,562/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,221,094 · Scale 2, in force from 26 Feb 2026)