LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,519
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,557
−HK$2,071/mo
Today · 4.125%
HK$69,628
baseline
▲ 0.50% · 4.625%
HK$73,864
+HK$4,236/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,256/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,889
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,844
−HK$1,983/mo
Today · 4.125%
HK$76,827
baseline
▲ 0.50% · 4.625%
HK$80,877
+HK$4,050/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,654/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,623
−HK$4,930/mo
▼ 0.25% · 3.875%
HK$81,069
−HK$2,484/mo
Today · 4.125%
HK$83,553
baseline
▲ 0.50% · 4.625%
HK$88,637
+HK$5,084/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$167,106/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,221,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,467
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,813
−HK$2,380/mo
Today · 4.125%
HK$92,193
baseline
▲ 0.50% · 4.625%
HK$97,052
+HK$4,859/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$184,386/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,221,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,727
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$94,580
−HK$2,899/mo
Today · 4.125%
HK$97,479
baseline
▲ 0.50% · 4.625%
HK$103,410
+HK$5,931/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$194,958/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,045
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,782
−HK$2,776/mo
Today · 4.125%
HK$107,558
baseline
▲ 0.50% · 4.625%
HK$113,228
+HK$5,670/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$215,116/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,934
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$121,603
−HK$3,727/mo
Today · 4.125%
HK$125,330
baseline
▲ 0.50% · 4.625%
HK$132,956
+HK$7,626/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$250,660/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,221,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,201
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$134,720
−HK$3,569/mo
Today · 4.125%
HK$138,289
baseline
▲ 0.50% · 4.625%
HK$145,579
+HK$7,290/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$276,578/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,221,162 · Scale 2, in force from 26 Feb 2026)