LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,520
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$67,558
−HK$2,070/mo
Today · 4.125%
HK$69,628
baseline
▲ 0.50% · 4.625%
HK$73,865
+HK$4,237/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,256/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,890
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,845
−HK$1,983/mo
Today · 4.125%
HK$76,828
baseline
▲ 0.50% · 4.625%
HK$80,878
+HK$4,050/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,656/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,623
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,069
−HK$2,485/mo
Today · 4.125%
HK$83,554
baseline
▲ 0.50% · 4.625%
HK$88,638
+HK$5,084/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$167,108/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,221,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,468
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$89,814
−HK$2,379/mo
Today · 4.125%
HK$92,193
baseline
▲ 0.50% · 4.625%
HK$97,053
+HK$4,860/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$184,386/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$1,221,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,727
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$94,581
−HK$2,898/mo
Today · 4.125%
HK$97,479
baseline
▲ 0.50% · 4.625%
HK$103,411
+HK$5,932/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$194,958/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,046
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,783
−HK$2,776/mo
Today · 4.125%
HK$107,559
baseline
▲ 0.50% · 4.625%
HK$113,229
+HK$5,670/mo
Deposit HK$8.62M · loan HK$20.11M · min. income ≈ HK$215,118/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,935
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$121,604
−HK$3,727/mo
Today · 4.125%
HK$125,331
baseline
▲ 0.50% · 4.625%
HK$132,957
+HK$7,626/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$250,662/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,221,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,202
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$134,720
−HK$3,570/mo
Today · 4.125%
HK$138,290
baseline
▲ 0.50% · 4.625%
HK$145,580
+HK$7,290/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$276,580/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,221,170 · Scale 2, in force from 26 Feb 2026)