LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,525
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,563
−HK$2,071/mo
Today · 4.125%
HK$69,634
baseline
▲ 0.50% · 4.625%
HK$73,871
+HK$4,237/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,268/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,896
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,851
−HK$1,983/mo
Today · 4.125%
HK$76,834
baseline
▲ 0.50% · 4.625%
HK$80,884
+HK$4,050/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,668/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,630
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,076
−HK$2,485/mo
Today · 4.125%
HK$83,561
baseline
▲ 0.50% · 4.625%
HK$88,645
+HK$5,084/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$167,122/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,475
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,821
−HK$2,380/mo
Today · 4.125%
HK$92,201
baseline
▲ 0.50% · 4.625%
HK$97,061
+HK$4,860/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$184,402/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,735
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,588
−HK$2,900/mo
Today · 4.125%
HK$97,488
baseline
▲ 0.50% · 4.625%
HK$103,419
+HK$5,931/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$194,976/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,054
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,791
−HK$2,777/mo
Today · 4.125%
HK$107,568
baseline
▲ 0.50% · 4.625%
HK$113,238
+HK$5,670/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,136/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,945
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$121,614
−HK$3,727/mo
Today · 4.125%
HK$125,341
baseline
▲ 0.50% · 4.625%
HK$132,968
+HK$7,627/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$250,682/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,221,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,213
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$134,732
−HK$3,570/mo
Today · 4.125%
HK$138,302
baseline
▲ 0.50% · 4.625%
HK$145,592
+HK$7,290/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$276,604/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,221,272 · Scale 2, in force from 26 Feb 2026)