LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,527
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$67,565
−HK$2,071/mo
Today · 4.125%
HK$69,636
baseline
▲ 0.50% · 4.625%
HK$73,873
+HK$4,237/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$139,272/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,898
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$74,853
−HK$1,983/mo
Today · 4.125%
HK$76,836
baseline
▲ 0.50% · 4.625%
HK$80,887
+HK$4,051/mo
Deposit HK$14.37M · loan HK$14.37M · min. income ≈ HK$153,672/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$1,221,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,632
−HK$4,931/mo
▼ 0.25% · 3.875%
HK$81,078
−HK$2,485/mo
Today · 4.125%
HK$83,563
baseline
▲ 0.50% · 4.625%
HK$88,648
+HK$5,085/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$167,126/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,478
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$89,824
−HK$2,380/mo
Today · 4.125%
HK$92,204
baseline
▲ 0.50% · 4.625%
HK$97,064
+HK$4,860/mo
Deposit HK$11.49M · loan HK$17.24M · min. income ≈ HK$184,408/mo (50% DSR)
Upfront cash ≈ HK$12.72M (deposit + AVD stamp duty HK$1,221,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,738
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$94,591
−HK$2,899/mo
Today · 4.125%
HK$97,490
baseline
▲ 0.50% · 4.625%
HK$103,422
+HK$5,932/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$194,980/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,057
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,794
−HK$2,777/mo
Today · 4.125%
HK$107,571
baseline
▲ 0.50% · 4.625%
HK$113,241
+HK$5,670/mo
Deposit HK$8.62M · loan HK$20.12M · min. income ≈ HK$215,142/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$1,221,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,948
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$121,617
−HK$3,728/mo
Today · 4.125%
HK$125,345
baseline
▲ 0.50% · 4.625%
HK$132,972
+HK$7,627/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$250,690/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,221,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,216
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$134,736
−HK$3,570/mo
Today · 4.125%
HK$138,306
baseline
▲ 0.50% · 4.625%
HK$145,596
+HK$7,290/mo
Deposit HK$2.87M · loan HK$25.86M · min. income ≈ HK$276,612/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$1,221,308 · Scale 2, in force from 26 Feb 2026)